Terms governing the use of this website and our services.

1. Agreement to Terms

These Terms of Service (the “Terms”) constitute a legally binding agreement between you (the “User”, “you”, or “your”) and RiskDesk, a risk advisory and statutory interpretation consultancy operated by Md Hussain, BA., LLB, with its registered office at Flat No 201, WG Apartments, NGGO’s Colony, Visakhapatnam – 530016, Andhra Pradesh, India (“RiskDesk”, “we”, “us”, or “our”).

By accessing, browsing, or using the website at riskdesk.in (the “Website”), or by engaging with any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and Disclaimer & Bar Council Notice. If you do not agree to any part of these Terms, you must discontinue use of the Website immediately.

2. Description of Services

RiskDesk provides risk advisory and statutory interpretation services to enterprises, including but not limited to:

• Corporate due diligence and pre-transaction risk assessment;
• Statutory interpretation and compliance framework design;
• Contract architecture review and contractual exposure analysis;
• Regulatory compliance advisory across sectors including commodity trading, export-import, mining, and corporate governance.

RiskDesk is not a law firm and does not provide legal representation, appear in courts or tribunals, or undertake any work reserved exclusively for enrolled advocates. The nature and scope of any engagement is governed solely by a written engagement letter executed between both parties.

3. Eligibility

The Website and our services are intended for use by individuals and entities who are at least eighteen (18) years of age and have the legal capacity to enter into binding agreements under applicable law. By using the Website, you represent and warrant that you meet these requirements. If you are accessing the Website on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

4. User Accounts and Communications

Certain features of the Website, including the intake form, require you to submit personal and business information. You agree to:

• provide accurate, current, and complete information in all forms and communications;
• maintain the confidentiality of any correspondence reference or engagement number issued to you;
• promptly notify us of any unauthorised use of your information or any suspected security breach.

We reserve the right to refuse service, decline any submission, or terminate access to any user who provides false, misleading, or incomplete information.

5. User Obligations

You agree that you will not:

• use the Website or our services for any purpose that is unlawful, fraudulent, or in violation of any applicable law or regulation;
• submit any content that is defamatory, obscene, infringing, threatening, or that violates the rights of any third party;
• attempt to gain unauthorised access to the Website, its servers, databases, or any associated infrastructure;
• introduce viruses, trojans, worms, logic bombs, or other malicious or harmful material;
• use automated systems, bots, scrapers, or crawlers to extract data or content from the Website without prior written consent;
• impersonate any person or entity, or misrepresent your affiliation with any person or entity;
• interfere with or disrupt the integrity, performance, or availability of the Website or its underlying systems;
• use the Website or any information obtained from it to compete with, benchmark against, or reverse-engineer our services;
• circumvent, disable, or otherwise interfere with any security-related features of the Website.

6. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, trademarks, service marks, trade names, images, design elements, layout, source code, methodologies, frameworks, and documentation (collectively, “Content”), is the exclusive property of RiskDesk or its licensors and is protected under applicable intellectual property laws of India and international treaties.

You may not:

• reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any Content without our prior written consent;
• use our trade names, trademarks, or service marks in any manner that suggests endorsement or affiliation without authorisation;
• remove, alter, or obscure any copyright, trademark, or other proprietary notices on the Website.

Limited personal, non-commercial use is permitted solely for the purpose of obtaining information about our services, subject to the restrictions set out in these Terms. All rights not expressly granted are reserved.

7. Confidentiality

Information submitted through the intake form or communicated during pre-engagement correspondence is treated as confidential. The specific terms of confidentiality for any engagement are set out in the written engagement letter. RiskDesk acknowledges its duty to handle all information received with professional care, subject to applicable law, regulatory requirements, and the terms of any engagement.

8. Fees and Payment

The fees for RiskDesk services are determined on an engagement-by-engagement basis and are set out in the written engagement letter. No fee is payable for submitting an intake brief or for pre-engagement correspondence. Payment terms, methods, and schedules are as stated in the applicable engagement letter. All fees are quoted and payable in Indian Rupees (INR) unless otherwise agreed in writing. Applicable taxes, including Goods and Services Tax (GST), shall be charged at the prevailing rate in addition to the stated fees.

9. Engagement Terms

No advisory, analytical, or consulting work is commenced without a written engagement letter executed by both parties. The engagement letter defines the scope, deliverables, timeline, fees, and terms of the engagement. In the event of any conflict between these Terms and the provisions of a signed engagement letter, the engagement letter shall prevail to the extent of the conflict.

10. No Professional Relationship

Access to the Website, viewing of its content, and submission of the intake form do not create any advocate-client, attorney-client, consultant-client, or fiduciary relationship. Such a relationship arises only upon the execution of a written engagement letter. See the Disclaimer & Bar Council Notice for the full statement.

11. Disclaimer of Warranties

The Website and all Content are provided on an “as is” and “as available” basis. To the maximum extent permitted by applicable law, RiskDesk expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• implied warranties of merchantability, fitness for a particular purpose, and non-infringement;
• warranties that the Website will be uninterrupted, error-free, virus-free, or secure;
• warranties as to the accuracy, completeness, reliability, currency, or suitability of any Content;
• warranties arising from course of dealing, usage, or trade practice.

No information, whether oral or written, obtained from the Website or from RiskDesk shall create any warranty not expressly stated in these Terms or in a signed engagement letter.

12. Limitation of Liability

To the maximum extent permitted by applicable law:

• RiskDesk shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to loss of business, revenue, profit, data, goodwill, or opportunity, arising out of or in connection with the use of or inability to use the Website or our services, regardless of the cause of action or the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if RiskDesk has been advised of the possibility of such damages;
• the total aggregate liability of RiskDesk for any and all claims arising out of or related to the Website shall not exceed the amount paid by you, if any, to RiskDesk in the twelve (12) months preceding the event giving rise to the claim, or ₹10,000 (Indian Rupees ten thousand), whichever is greater;
• RiskDesk shall not be liable for any action taken or not taken by you in reliance on information obtained from the Website.

Certain jurisdictions do not permit the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless RiskDesk, its principal, associates, employees, and agents from and against any and all claims, demands, actions, liabilities, losses, damages, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• your access to or use of the Website;
• your violation of these Terms or any applicable law or regulation;
• your violation of any third-party rights, including intellectual property rights;
• any content or information you submit through the Website.

14. Third-Party Links and Services

The Website may contain links to, or references to, third-party websites, services, or content. These are provided for convenience only. RiskDesk does not control, endorse, or assume any responsibility for the content, policies, or practices of any third-party website or service. Your use of any third-party website or service is at your own risk and is governed by the terms and privacy policies of that third party.

15. Force Majeure

RiskDesk shall not be liable for any failure or delay in performing any obligation under these Terms where such failure or delay results from any cause beyond its reasonable control, including but not limited to acts of God, war, terrorism, pandemic, epidemic, government orders, regulatory action, fire, flood, earthquake, internet failure, telecommunications failure, or disruption of third-party services.

16. Suspension and Termination

RiskDesk reserves the right to suspend, restrict, or terminate your access to the Website, in whole or in part, at any time and without prior notice, including in response to suspected abuse, breach of these Terms, or any activity that may cause legal liability or disrupt the experience of other users. Upon termination, your right to use the Website ceases immediately, but the provisions of these Terms that by their nature should survive termination (including Sections 6, 7, 11, 12, 13, and 19) shall continue in full force.

17. Governing Law

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of India.

18. Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms or the use of the Website:

• the parties shall first attempt to resolve the dispute amicably through good-faith negotiation within thirty (30) days of written notice of the dispute;
• if the dispute is not resolved through negotiation, either party may submit the dispute to arbitration under the Arbitration and Conciliation Act, 1996, with a sole arbitrator appointed by mutual consent, seated in Visakhapatnam, Andhra Pradesh, India;
• the language of arbitration shall be English;
• the award of the arbitrator shall be final and binding;
• the courts of Visakhapatnam, Andhra Pradesh, India shall have exclusive jurisdiction for any matter not subject to arbitration or for enforcement of arbitral awards.

19. Severability

If any provision of these Terms is held by a court or tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed, and the remaining provisions shall continue in full force and effect.

20. Waiver

No failure or delay by RiskDesk in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy. No single or partial exercise of any right shall preclude further exercise of that or any other right.

21. Entire Agreement

These Terms, together with the Privacy Policy and the Disclaimer & Bar Council Notice, constitute the entire agreement between you and RiskDesk with respect to the use of the Website. They supersede all prior or contemporaneous oral or written communications, proposals, and representations with respect to the Website. Where a signed engagement letter exists, the engagement letter governs the advisory relationship and prevails to the extent of any conflict.

22. Assignment

You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent. RiskDesk may assign or transfer its rights and obligations under these Terms at its discretion, without restriction and without prior notice.

23. Amendments

RiskDesk reserves the right to amend, modify, or update these Terms at any time. The revised Terms will be effective upon posting on this page with an updated “Last updated” date. It is your responsibility to review these Terms periodically. Your continued use of the Website after the posting of revised Terms constitutes your acceptance of the changes.

24. Contact

For questions, concerns, or requests regarding these Terms, please contact:

RiskDesk
Md Hussain, BA., LLB — Principal Advisor
Flat No 201, WG Apartments, NGGO’s Colony
Visakhapatnam – 530016, Andhra Pradesh, India
Email: intake@riskdesk.in
Phone: +91 79815 41795